The first thing you should ask yourself is if you want a new or a used car.  If you want used read on, if you are going new, skip down to where is says: new in red and continue on

USED

1. Go to: http://buffalo.craigslist.org/  and click on; cars+trucks.

2. Now click on; All Cars and Trucks in the upper left

3. Shop for a car that is 2004 or newer.  This way it won't always break down on you.

4. Find the insurance at our old familier site HERE

5. Now go here: http://www.nadaguides.com/Cars select the make model.  Click Specs & Performance and record the fuel mileage for city and highway.

6. Remember our formula for the cost of operations?  It was:

(10,000/MPG city)+(5,000/MPG highway) x \$3.00=A

Insurance x 12=B

((A+B)x3)+car cost=C

C/3=cost per year

7. Just like you did with your house, place a link to your car in your budget under "transportation" and record the cost per year as well.

8. If the cost per year is higher than your high number, then you need a cheaper car.

9. Also, save a picture of your car.  Right click on the picture, select: save picture as and then save it to your h: drive.  Later we will use it.

NEW

1. Go: HERE for new cars

2. Find the insurance at our old familier site HERE (NOTE use the 2009 insurance figures for your new car)

3. Now go here: http://www.nadaguides.com/Cars select the make model.  Click Specs & Performance and record the fuel mileage for city and highway.

4. Remember our formula for the cost of operations?  It was:

(10,000/MPG city)+(5,000/MPG highway) x \$3.00=A

Insurance x 12=B

((A+B)x3)+car cost=C

C/3=cost per year

5. Just like you did with your house, place a link to your car in your budget under transportation and record the cost per year as well.

6. If the cost per year is higher than your high number, then you need a cheaper car.

8. Also, save a picture of your car.  Right click on the picture, select: save picture as and then save it to your h: drive.  Later we will use it.