Review which plan is best for you by visiting the Exempt Benefits page.

There are four (4) premium Highmark of WNY plans for you to choose from. You may choose to have single or family coverage. View the eligibility guidelines to determine who can be considered a dependent for family coverage.

We are unable to advise in choosing a health insurance plan. The Patient Protection and Affordable Care Act requires Group Health Plans to provide a Summary of Benefits and Coverage for each available plan. These comprehensive descriptions are designed to provide standardized information for comparison. To access the summaries for the plans available to you please click here: Exempt Summary of Benefits and Coverage

You can also view a health insurance comparison chart and the complete plan documents are available here:

Plan Details Prescription Benefit

Plan A Rx Benefit for Plan A

Plan B Rx Benefit for Plan B

Plan C Rx Benefit for Plan C

Plan D Rx Benefit for Plan D

To find out if a doctor is in the Highmark of WNY network, visit: Find a Doctor.

There are five (5) options for choices for Open Enrollment. Select one that applies to you.

Option #1 - I am changing my health insurance plan but am not adding/removing a dependent

Employee ID # and Highmark card are needed to complete this form.

Option #2 - I am adding/removing a dependent to my health insurance.

Employee ID # and SSN and DOB are needed to complete this form.
Eligibility documentation required. Your application will be declined for failure to attached documentation (i.e. - birth certificate, marriage certificate). These documents are required to show eligibility.
Consider updating your life insurance beneficiary.

Option #3 - I am adding/removing a dependent to my health insurance and changing my insurance plan

Employee ID # and SSN and DOB are needed to complete this form.
Eligibility documentation required. Your application will be declined for failure to attached documentation (i.e. - birth certificate, marriage certificate). These documents are required to show eligibility.
Consider updating your life insurance beneficiary.

Option #4 Health Insurance Waiver- I have insurance from another source.

This benefit is time-sensitive and not retroactive.
Payments for the Waiver are paid out the last check in January for the year prior.
If you are already enrolled in the Waiver Program, you will remain enrolled in the Waiver Program until you elect to enroll in District Group Health Insurance, or you separate employment from the Buffalo Public Schools. You do NOT need to re-enroll during Open Enrollment

Option #5 - I am not currently enrolled in health insurance and would like to enroll effective 1/1/2026

Employee ID # and SSN and DOB are needed to complete this form.
Eligibility documentation required if enrolling in family coverage. Your application will be declined for failure to attached documentation (i.e. - birth certificate, marriage certificate). These documents are required to show eligibility.
Review what plans are available to you at the BTF webpage linked above

Life-Changing Events include marriage, divorce, birth, adoption, death, and/or when a child obtains their own insurance. You must complete a packet and submit it to the Benefits Office within 30 days to update your enrollment.

Eligible employees shall contribute to health insurance at a rate of 20% of the cost of the premium. All contributions will be taken pre-tax.

BUFFALO

EXEMPT Open Enrollment

HEALTH INSURANCE • FLEXIBLE SPENDING

COMMUTER BENEFIT

1. Health Insurance/Waiver

2. Flexible Spending Account

Benefit that can be updated anytime: Commuter Benefit Plan