Back to HR

Loan Forgiveness FAQ

Please read through the entire FAQ
Send all requests and questions to loanforgiveness@buffaloschools.org

  1. Where do I find information about Public Service Loan Forgiveness?

    • https://studentaid.gov/pslf/

      • Please keep in mind that BPS does NOT use the PSLF Help Tool because we cannot edit the document for errors/inconsistencies.

  2. Where do I go to apply?

  3. How do I know if I qualify?

    • The parameters for qualification for the PSLF and other forms of Federal Loan Forgiveness can be found at https://studentaid.gov/

  4. What are the minimum qualifications for the PSLF?

    • To qualify for the PSLF, you must average at least 30 hours a week, have been considered Full-Time while working for BPS, and have already made at least 120 qualifying monthly payments. 

  5. Do Sub Teachers qualify?

    • Usually, they will not.  According to Federal Guidelines, they must average 30 hours a week as one of the qualifications.

    • There is an exception.  If that Sub also works at another job that qualifies for Public Service Loan Forgiveness at the same time, and both that job and the time spent as a Sub Teacher combine for 30 hours or more a week, that person would qualify.

  6. Do I qualify to apply using BPS if I no longer work there?

    • Yes but you need to meet the qualifications listed above in #4.

  7. What do I need to fill out and send you for a PSLF?

  8. Who sends in your PSLF Application?

    • The applicant is solely responsible for sending in their PSLF Application for government processing.  BPS processes their part of the application (Page 2) and returns it to the applicant who must then send it in from there.  BPS will not send it in on someone’s behalf as that would require BPS having that applicant’s User Name and Password to their Federal Student Aid account to upload their information (which we will never ask for or accept from them for security purposes).